If you aren’t at fault during an accident, your insurance provider may offer you a credit hire vehicle, and arrange to claim the cost back from the at-fault driver’s insurance company. Rileys Solicitors deals with all aspects of your legal matters regarding credit hire claims.
What is Credit Hire?
Credit hire is the like-for-like replacement of a vehicle following a no-fault traffic accident. If you cannot afford to pay for a replacement vehicle yourself, a credit hire provider will arrange one for you, with costs recovered from the at-fault party’s insurer.
When Are You Eligible for Credit Hire?
- Your vehicle becomes un-roadworthy after an accident
- Your damaged vehicle is being repaired following an accident
- You have signed an agreement with a Credit Hire Organisation (CHO)
Important: If you take a vehicle through a credit hire agreement, you will be liable for paying the amount if the credit hire company cannot fully recover it from the at-fault driver’s insurer. Always use a specialist firm like Rileys Solicitors.
Why Are Credit Hire Claims Complex?
Credit hire claims can be difficult to litigate due to:
- Technical arguments about mitigation of loss
- Changes to consumer legislation
- Insurers raising arguments about the enforceability of credit hire agreements
- Insurers attempting to minimise both the rate and period of hire they compensate for
Why Choose Rileys Solicitors?
Rileys Solicitors is one of a select few firms with excellent knowledge in dealing with complex credit hire claims. Our highly experienced team maintains up-to-date strategies and provides tactical advice to achieve a satisfying settlement.
We understand our clients rely on their vehicles to earn their living and continue their daily activities. We are committed to successfully recovering the credit hire charges to which our clients are entitled.