Serious and Catastrophic Accidents
If your beloved ones have suffered a serious and catastrophic accident, you may have to spend a hefty amount for complete recovery. Different types of expenses like medical bills and lost wages associated with it can lead you to a dire financial situation.
If you are not at fault in an accident and you suffered a catastrophic injury, you deserve compensation for different types of expenses. Compensation not only relates to economic damages but also your pain, emotional distress, suffering, and loss of enjoyment of life.
What Makes an Injury “Catastrophic”?
A very severe injury that results in debilitation or long-term disability is called catastrophic injury. We can also define it as an injury that permanently prevents an individual from performing any gainful task.
In the vast majority of cases, a catastrophic injury involves physical or mental deformity that can lead to traumatic brain injury, paralysis, or loss of limb, etc.
Either you have suffered this injury or a person with a catastrophic injury is under your care, you will be overwhelmed by the information related to it. In both situations, your medical treatment is a daunting job itself. After the injury, you will be most possibly worrying about how to pay for all of it including your living expenses if you are unable to work anymore.
Common Types of Serious and Catastrophic Injuries
Here are some common types of injuries:
- Paralysis
- Brain injuries
- Spinal cord injuries
- Organ damage
- Loss of limbs
- Amputation
- Severe burns
- Head traumas
- Any other fatal injury
What Can I Claim For?
We have already enlisted plenty of injuries that fall under the category of serious and catastrophic injuries. You can claim for any of the aforementioned injuries.
What Expenses Are Related to My Catastrophic Injury?
Many people are very confused about their financial future after a catastrophic injury. Here are some medical expenses that you can recover by pursuing a personal injury legal claim:
- Lost wages and all possible future earning capacity.
- Prosthetics
- Loss of consortium
- Medical treatment including diagnosis and other treatment expenses
- Assistive devices like walkers or wheelchairs, etc.
- Expenses other than medical treatment like counseling for emotional distress
- Help from different caregivers or home health aides
- Ongoing physical or other therapies
A person with a catastrophic injury isn’t only affected but the lives of his/ her entire family are changed forever. It’s physically exhausting and emotionally draining for family members to provide care to such a person with cognitive or mobility limitations. Because this change happens suddenly and they are not prepared to face this disastrous situation.
In addition to this, caregivers have to leave their jobs most often to provide 24-hour care. As a result, a household may lose much more than the income of an injured person. It’s very difficult to determine for a spouse whether to leave the job to care for the injured person or hire a home health aide. Both will result in tremendous expenses.
For any additional medical expenses, you can contact the expert team of Rileys Solicitors. Our team will help you to recover all the compensation, care, and rehabilitation that you deserve.
What to Do After a Catastrophic Injury?
First and foremost, you should pay your entire intention to immediate recovery.
Second, if your injury is due to someone’s negligence or a third-party driver was at fault, you should explore legal options with the help of a personal injury lawyer.
An injury due to a serious and catastrophic accident may involve extensive medical costs. You may carry auto insurance to cover these expenses but the expenses can exceed your policy’s limits. In such a case, you have two options:
The first one is to pay all expenses from your own pocket that can create a huge hole in your wallet. And, the second possible option is to pursue legal action against the person who caused the accident for recovery of funds.
Below is the process to take legal action for financial recovery:
- Find Personal Injury Solicitors
First of all, it’s crucial to find solicitors like Rileys Solicitors who are perfectly fit for your case. Then, you should share all necessary details related to serious and catastrophic accidents to win the case.
- Maintain Records
You must document all the aspects of your recovery that aren’t documented by your doctors or hospitals. For instance, you can document different details related to your treatment like side effects of medications and therapies, symptoms, and communications with doctors, etc.
You should keep a record of all expenses you incur related to a serious and catastrophic accident. Plus, Listing the details of doctors, date of service, the amount paid, etc. is good to support your claim. If you are not in a position to maintain a record, you should ask a trusted friend or a family member for help.
- Gather Evidence
You won’t be investigating your own accident. That’s why you should gather as much evidence as possible to assist the process. More and compelling evidence helps you to win the case. Here are a few things you should have as evidence:
- Medical Records: It contains the list of all treatments you have gone through after an accident.
- Personal Record: You should try to maintain the personal record as evidence along with doctors’ or hospital records.
- Documentation of Expenses: You should keep a record of all medical bills and other types of expenses. It helps you to know the exact amount you have spent on your treatment.
Why Hire Rileys Solicitors?
Rileys Solicitors believes that the consultation process shouldn’t be complicated. That’s why you be will in contact with your Solicitor 24/7 for legal consultation. Our expert team will guide you fully right from the start.
Above all, we offer conditional fee arrangements to our clients i.e. no win, no fee. In simple words, you will have to pay only after winning the case. In case, if you win your claim, your opponent will have to pay the legal fees and the remaining fee will come out from the compensation award. You can contact us 24/7, our team is readily available to listen to you.